Billy Davis
Billy Davis
Obtaining a home loan in order to move into your dream home is an extremely difficult process. No matter where you are in the USA, Bill Davis can help get you the home loan you need. He has years of experience and a wealth of experience providing clients with the necessary home loan support.
Billy has over thirteen years of expertise which he has built through trust and hard work. His portfolio includes a variety of happy clients from all over the United States where he provides his expert personal services.
Loan Types
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Loan Process
- Pre-Qualification
- Bill can tell you what loan amount you may be eligible for, based on the information you provide.
- Application
- There are two ways to apply for a loan:
- Online
- Apply online and submit your application easily and quickly at your convenience.
- By Phone
- Talk to Bill personally over the phone. You can contact him anytime at his toll free number that rings straight to his cell phone.
- Online
- Bill will prepare and send you the appropriate disclosures and submit your loan for underwriting approval.
- Interest Rates
- Mortgage rates are tied to movement in the financial markets. Since the financial markets are subject to volatile movement on a daily basis, even throughout the day, there are no guarantees what mortgage rates will be at any given time.
- Bill recommends SmartMoney.com as a great site to see real time market movement. Keep your eye on the 10 year bond to see if rates are trending up or down.
- At the time of application you may choose to either 'Float' or 'Lock-In' an interest rate. A Floating interest rate may be Locked-In at the current prevailing rate at any point during the loan process by contacting Bill directly.
- Processing & Underwriting - Final Approval
- Bill and his support staff will work with you to collect all the necessary documentation required by the underwriter to close your loan. Once underwriting reviews and accepts the documentation you are ready to close on your loan.
- Loan Closing
- Bill will work with you to coordinate a date and time convenient to you, the settlement agent (title company or attorney), and sellers, if applicable to close on your home loan. All loans must close and fund prior to the Interest Rate Lock-In expiration date.
Contact
- Phone: (800) 548-6319
- Cell (352) 303-5385
- Email:
Address
- 1700 N. McMullen Booth Road, Ste A7
- Clearwater , FL 33761
